Terms of Use

1. Acceptance of Terms

By accessing and using the oravynthalexo platform located at oravynthalexo.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and oravynthalexo, operating from 41 Beechworth St, Watson ACT 2602, Australia.

If you do not agree with any part of these terms, you must immediately discontinue use of our services. Your continued use of the platform following any modifications to these terms constitutes acceptance of such changes.

2. User Eligibility and Registration

Users must be at least 18 years of age or the legal age of majority in their jurisdiction to access our services. By registering, you represent that all information provided is accurate, current, and complete.

• You must provide truthful and accurate personal information during registration
• You are responsible for maintaining the confidentiality of your account credentials
• You must notify us immediately of any unauthorized use of your account
• Each person may maintain only one active account unless explicitly authorized otherwise
• Corporate accounts require proper authorization from authorized representatives

We reserve the right to verify your identity and eligibility at any time. Failure to provide accurate information or comply with verification requests may result in account suspension or termination.

3. Platform Services and Content

oravynthalexo provides educational resources, tools, and information related to financial fraud prevention. Our services are designed to help users understand and identify potential fraud risks in various financial contexts.

All content, including text, graphics, logos, and software, is owned by oravynthalexo or our licensors and protected by intellectual property laws. You may access and use content for personal, non-commercial purposes only.

4. User Conduct and Responsibilities

Users are expected to conduct themselves professionally and respectfully when using our platform. You agree not to engage in any activity that could harm, disable, or impair our services.

• Do not attempt to gain unauthorized access to any part of the platform or other users' accounts
• Refrain from uploading or transmitting viruses, malware, or any harmful code
• Do not use the platform for any illegal activities or to violate applicable laws
• Respect other users' privacy and do not share personal information without consent
• Do not attempt to reverse engineer, modify, or create derivative works of our platform
• Comply with all applicable data protection and privacy regulations

Violations of these conduct standards may result in immediate account suspension or termination, and we may pursue legal action where appropriate.

5. Privacy and Data Protection

We take your privacy seriously and collect, use, and protect your personal information in accordance with Australian privacy laws and our Privacy Policy. By using our services, you consent to our data collection and processing practices.

We implement appropriate security measures to protect your data but cannot guarantee absolute security. Users are responsible for maintaining the security of their account credentials and should report any suspected breaches immediately.

6. Subscription and Payment Terms

Certain features and services may require paid subscriptions. All fees are clearly displayed before purchase, and payment processing is handled securely through approved payment providers.

• Subscription fees are billed in advance for the selected billing period
• Automatic renewal applies unless cancelled before the next billing cycle
• Refunds are provided in accordance with our refund policy and applicable consumer laws
• Price changes will be communicated with at least 30 days advance notice
• Failed payments may result in service suspension until payment is resolved

Users may cancel subscriptions at any time through their account settings. Cancellation prevents future billing but does not provide refunds for the current billing period unless required by law.

7. Intellectual Property Rights

All content, trademarks, and intellectual property on the oravynthalexo platform remain the exclusive property of oravynthalexo or our licensors. Users are granted a limited, non-exclusive license to access and use our services.

User-generated content remains your property, but you grant us a license to use, display, and distribute such content as necessary to provide our services. You warrant that you have the right to grant this license.

8. Disclaimers and Limitation of Liability

Our platform and services are provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

While we strive to maintain accurate and current information, we do not warrant the completeness, reliability, or accuracy of content. Users should verify information independently before making decisions based on our content.

9. Indemnification

You agree to indemnify and hold harmless oravynthalexo, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

This indemnification includes reasonable attorney fees and costs incurred in defending against such claims. You acknowledge that your breach of these terms could cause irreparable harm for which monetary damages may be inadequate.

10. Termination

Either party may terminate this agreement at any time. We reserve the right to suspend or terminate your account immediately for violations of these terms or for any reason we deem necessary to protect our platform or other users.

• Upon termination, your access to services will cease immediately
• We may retain certain information as required by law or for legitimate business purposes
• Provisions regarding intellectual property, indemnification, and limitation of liability survive termination
• You may request data deletion in accordance with applicable privacy laws

11. Governing Law and Dispute Resolution

These terms are governed by Australian law, specifically the laws of the Australian Capital Territory. Any disputes arising from these terms or your use of our services shall be resolved through binding arbitration.

Class action lawsuits and jury trials are waived to the extent permitted by law. This does not affect your rights under Australian Consumer Law where such waiver would be invalid.

12. Modifications and Updates

We reserve the right to modify these terms at any time. Material changes will be communicated through email notification or prominent platform notices at least 30 days before taking effect.

Your continued use of our services after changes become effective constitutes acceptance of the modified terms. If you disagree with changes, you may terminate your account before the effective date.